1. Eligibility

To use our Service, you must be at least 18 years old (or the age of legal majority in your jurisdiction) and capable of entering into a binding agreement.

2. Account Registration

You may be required to create an account to access certain features. When you register:

• Provide accurate, current, and complete information
• Keep your login credentials secure
• Notify us immediately of any unauthorized use of your account

You are responsible for all activities that occur under your account.

3. Acceptable Use

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws or regulations
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to other users’ accounts or data
• Transmit viruses, malware, or harmful code
• Copy, modify, reverse-engineer, or distribute any part of the Service without permission

4. Intellectual Property

All content and materials on the Service—including text, graphics, logos, software, and trademarks—are owned or licensed by AreteHub and protected by intellectual property laws. You may not use our content without our express written consent.

5. Payment and Subscription (if applicable)

If you purchase any paid features or subscriptions:

• You agree to pay all fees as disclosed at the time of purchase
• All payments are final and non-refundable, except as required by law
• We may change pricing or billing terms with prior notice

6. Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

7. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind. We do not guarantee:

• That the Service will be error-free or uninterrupted
• That the content is accurate or up-to-date
• That any data loss or harm will not occur

Use the Service at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, AreteHub and its affiliates are not liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of data, profits, or business opportunities.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

10. Changes to These Terms

We may update these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the Service after such changes means you accept the new Terms